WooCommerce Payment Token API

WooCommerce 2.6 introduced an API for storing and managing payment tokens for gateways. Users can also manage these tokens from their account settings and choose from saved payment tokens on checkout.

This guide offers a few useful tutorials for using the new API as well as all the various methods available to you.

Tutorials

Adding Payment Token API Support To Your Gateway

We’ll use the Simplify Commerce gateway in some of these examples.

Step 0: Extending The Correct Gateway Base

WooCommerce ships with two base classes for gateways. These classes were introduced along with the Token API in 2.6. They are WC_Payment_Gateway_CC (for credit card based tokens) and WC_Payment_Gateway_eCheck (for eCheck based tokens). They contain some useful code for generating payment forms on checkout and should hopefully cover most cases.

You can also implement your own gateway base by extending the abstract WC_Payment_Gateway class, if neither of those classes work for you.

Since Simplify deals with credit cards, we extend the credit card gateway.

class WC_Gateway_Simplify_Commerce extends WC_Payment_Gateway_CC

Step 1: ‘Supports’ Array

We need to tell WooCommerce our gateway supports tokenization. Like other gateways features, this is defined in a gateway’s __construct in an array called supports.

Here is the Simplify array:

		$this->supports = array(
    'subscriptions',
    'products',
    ...
    'refunds',
    'pre-orders',
);

	

Add tokenization to this array.

Step 2: Define A Method For Adding/Saving New Payment Methods From “My Account”

The form handler that is run when adding a new payment method from the “my accounts” section will call your gateway’s add_payment_method method.

After any validation (i.e. making sure the token and data you need is present from the payment provider), you can start building a new token by creating an instance of one of the following classes: WC_Payment_Token_CC or WC_Payment_Token_eCheck. Like gateways, you can also extend the abstract WC_Payment_Token class and define your own token type type if necessary. For more information on all three of these classes and their methods, see further down below in this doc.

Since Simplify uses credit cards, we will use the credit card class.

$token = new WC_Payment_Token_CC();

We will use various set_ methods to pass in information about our token. To start with we will pass the token string and the gateway ID so the token can be associated with Simplify.

		$token->set_token( $token_string );
$token->set_gateway_id( $this->id ); // `$this->id` references the gateway ID set in `__construct`

	

At this point we can set any other necessary information we want to store with the token. Credit cards require a card type (visa, mastercard, etc), last four digits of the card number, an expiration month, and an expiration year.

		$token->set_card_type( 'visa' );
$token->set_last4( '1234' );
$token->set_expiry_month( '12' );
$token->set_expiry_year( '2018' );

	

In most cases, you will also want to associate a token with a specific user:

$token->set_user_id( get_current_user_id() );

Finally, we can save our token to the database once the token object is built.

$token->save();

Save will return true if the token was successfully saved, and false if an error occurred (like a missing field).

Step 3: Save Methods On Checkout

WooCommerce also allows customers to save a new payment token during the checkout process in addition to “my account”. You’ll need to add some code to your gateways process_payment function to make this work correctly.

To figure out if you need to save a new payment method you can check the following POST field which should return true if the “Save to Account” checkbox was selected.

wc-{$gateway_id}-new-payment-method

If you have previously saved tokens being offered to the user, you can also look at wc-{$gateway_id}-payment-token for the value new to make sure the “Use a new card” / “Use new payment method” radio button was selected.

Once you have found out that a token should be saved you can save a token in the same way you did in Step 2, using the set_ and save methods.

Step 4: Retrieve The Token When Processing Payments

You will need to retrieve a saved token when processing a payment in your gateway if a user selects one. This should also be done in your process_payment method.

You can check if an existing token should be used with a conditional like the following:

if ( isset( $_POST['wc-simplify_commerce-payment-token'] ) && 'new' !== $_POST['wc-simplify_commerce-payment-token'] ) {

wc-{$gateway_id}}-payment-token will return the ID of the selected token.

You can then load a token from ta ID (more on the WC_Payment_Tokens class later in this doc):

		$token_id = wc_clean( $_POST['wc-simplify_commerce-payment-token'] );
$token    = WC_Payment_Tokens::get( $token_id );

	

This does not check if the loaded token belongs to the current user. You can do that with a simple check:

		// Token user ID does not match the current user... bail out of payment processing.
if ( $token->get_user_id() !== get_current_user_id() ) {
    // Optionally display a notice with `wc_add_notice`
    return;
}

	

Once you have loaded the token and done any necessary checks, you can get the actual token string (to pass to your payment provider) by using $token->get_token().

Creating A New Token Type

You can extend the abstract WC_Payment_Token class and create a new token type If the provided eCheck and CC token types do not satisfy your requirements. There are a few things you need to include if you do this.

Step 0: Extend WC_Payment_Token And Name Your Type

Start by extending WC_Payment_Token and providing a name for the new type. We’ll look at how the eCheck token class is built since it is the most basic token type shipped in WooCommerce core.

A barebones token file should look like this:

		class WC_Payment_Token_eCheck extends WC_Payment_Token {

    /** @protected string Token Type String */
    protected $type = 'eCheck';

}

	

The name for this token type is ‘eCheck’. The value provided in $type needs to match the class name (i.e: WC_Payment_Token_$type).

Step 1: Provide A Validate Method

Some basic validation is performed on a token before it is saved to the database. WC_Payment_Token checks to make sure the actual token value is set, as well as the $type defined above. If you want to validate the existence of other data (eChecks require the last 4 digits for example) or length (an expiry month should be 2 characters), you can provide your own validate() method.

Validate should return true if everything looks OK, and false if something doesn’t.

Always make sure to call WC_Payment_Token‘s validate method before adding in your own logic.

		public function validate() {
    if ( false === parent::validate() ) {
	       return false;
	}

	

Now we can add some logic in for the “last 4” digits.

		if ( ! $this->get_last4() ) {
    return false;
}

	

Finally, return true if we make it to the end of the validate() method.

		    return true;
}

	

Step 2: Provide get_ And set_ Methods For Extra Data

You can now add your own methods for each piece of data you would like to expose. Handy functions are provided to you to make storing and retrieving data easy. All data is stored in a meta table so you do not need to make your own table or add new fields to an existing one.

Provide a get_ and set_ method for each piece of data you want to capture. For eChecks, this is “last4” for the last 4 digits of a check.

		public function get_last4() {
    return $this->get_meta( 'last4' );
}

public function set_last4( $last4 ) {
    $this->add_meta_data( 'last4', $last4, true );
}

	

That’s it! These meta functions are provided by WC_Data.

Step 3: Use Your New Token Type

You can now use your new token type, either directly when building a new token

		`$token = new WC_Payment_Token_eCheck();`
// set token properties
$token->save()

	

or it will be returned when using WC_Payment_Tokens::get( $token_id ).

Classes

WC_Payment_Tokens

This class provides a set of helpful methods for interacting with payment tokens. All methods are static and can be called without creating an instance of the class.

get_customer_tokens( $customer_id, $gateway_id = ” )

Returns an array of token objects for the customer specified in $customer_id. You can filter by gateway by providing a gateway ID as well.

		// Get all tokens for the current user
$tokens = WC_Payment_Tokens::get_customer_tokens( get_current_user_id() );
// Get all tokens for user 42
$tokens = WC_Payment_Tokens::get_customer_tokens( 42 );
// Get all Simplify tokens for the current user
$tokens = WC_Payment_Tokens::get_customer_tokens( get_current_user_id(), 'simplify_commerce' );

	

get_customer_default_token( $customer_id )

Returns a token object for the token that is marked as ‘default’ (the token that will be automatically selected on checkout). If a user does not have a default token/has no tokens, this function will return null.

		// Get default token for the current user
$token = WC_Payment_Tokens::get_customer_default_token( get_current_user_id() );
// Get default token for user 520
$token = WC_Payment_Tokens::get_customer_default_token( 520 );

	

get_order_tokens( $order_id )

Orders can have payment tokens associated with them (useful for subscription products and renewing, for example). You can get a list of tokens associated with this function. Alternatively you can use WC_Order‘s ‘get_payment_tokens() function to get the same result.

		// Get tokens associated with order 25
$tokens = WC_Payment_Tokens::get_order_tokens( 25 );
// Get tokens associated with order 25, via WC_Order
$order = wc_get_order( 25 );
$tokens =  $order->get_payment_tokens();

	

get( $token_id )

Returns a single payment token object for the provided $token_id.

		// Get payment token 52
$token = WC_Payment_Tokens::get( 52 );

	

delete( $token_id )

Deletes the provided token.

		// Delete payment token 52
WC_Payment_Tokens::delete( 52 );

	

set_users_default( $user_id, $token_id )

Makes the provided token ($token_id) the provided user ($user_id)’s default token. It makes sure that whatever token is currently set is default is removed and sets the new one.

		// Set user 17's default token to token 82
WC_Payment_Tokens::set_users_default( 17, 82 );

	

get_token_type_by_id( $token_id )

You can use this function If you have a token’s ID but you don’t know what type of token it is (credit card, eCheck, …).

		// Find out that payment token 23 is a cc/credit card token
$type = WC_Payment_Tokens::get_token_type_by_id( 23 );

	

WC_Payment_Token_CC

set_ methods do not update the token in the database. You must call save(), create() (new tokens only), or update() (existing tokens only).

validate()

Makes sure the credit card token has the last 4 digits stored, an expiration year in the format YYYY, an expiration month with the format MM, the card type, and the actual token.

		$token = new WC_Payment_Token_CC();
$token->set_token( 'token here' );
$token->set_last4( '4124' );
$token->set_expiry_year( '2017' );
$token->set_expiry_month( '1' ); // incorrect length
$token->set_card_type( 'visa' );
var_dump( $token->validate() ); // bool(false)
$token->set_expiry_month( '01' );
var_dump( $token->validate() ); // bool(true)

	

get_card_type()

Get the card type (visa, mastercard, etc).

		$token = WC_Payment_Tokens::get( 42 );
echo $token->get_card_type();

	

set_card_type( $type )

Set the credit card type. This is a freeform text field, but the following values can be used and WooCommerce will show a formatted label New labels can be added with the woocommerce_credit_card_type_labels filter.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_last4( 'visa' );
echo $token->get_card_type(); // returns visa

	

Supported types/labels:

		array(
	'mastercard'       => __( 'MasterCard', 'woocommerce' ),
	'visa'             => __( 'Visa', 'woocommerce' ),
	'discover'         => __( 'Discover', 'woocommerce' ),
	'american express' => __( 'American Express', 'woocommerce' ),
	'diners'           => __( 'Diners', 'woocommerce' ),
	'jcb'              => __( 'JCB', 'woocommerce' ),
) );

	

get_expiry_year()

Get the card’s expiration year.

		$token = WC_Payment_Tokens::get( 42 );
echo $token->get_expiry_year;

	

set_expiry_year( $year )

Set the card’s expiration year. YYYY format.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_expiry_year( '2018' );
echo $token->get_expiry_year(); // returns 2018

	

get_expiry_month()

Get the card’s expiration month.

		$token = WC_Payment_Tokens::get( 42 );
echo $token->get_expiry_month();

	

set_expiry_month( $month )

Set the card’s expiration month. MM format.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_expiry_year( '12' );
echo $token->get_expiry_month(); // returns 12

	

get_last4()

Get the last 4 digits of the stored credit card number.

		$token = WC_Payment_Tokens::get( 42 );
echo $token->get_last4();

	

set_last4( $last4 )

Set the last 4 digits of the stored credit card number.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_last4( '2929' );
echo $token->get_last4(); // returns 2929

	

WC_Payment_Token_eCheck

set_ methods do not update the token in the database. You must call save(), create() (new tokens only), or update() (existing tokens only).

validate()

Makes sure the eCheck token has the last 4 digits stored as well as the actual token.

		$token = new WC_Payment_Token_eCheck();
$token->set_token( 'token here' );
var_dump( $token->validate() ); // bool(false)
$token->set_last4( '4123' );
var_dump( $token->validate() ); // bool(true)

	

get_last4()

Get the last 4 digits of the stored account number.

		$token = WC_Payment_Tokens::get( 42 );
echo $token->get_last4();

	

set_last4( $last4 )

Set the last 4 digits of the stored credit card number.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_last4( '2929' );
echo $token->get_last4(); // returns 2929

	

WC_Payment_Token

You should not use WC_Payment_Token directly. Use one of the bundled token classes (WC_Payment_Token_CC for credit cards and WC_Payment_Token_eCheck). You can extend this class if neither of those work for you. All the methods defined in this section are available to those classes.

set_ methods do not update the token in the database. You must call save(), create() (new tokens only), or update() (existing tokens only).

get_id()

Get the token’s ID.

		// Get the token ID for user ID 26's default token
$token = WC_Payment_Tokens::get_customer_default_token( 26 );
echo $token->get_id();

	

get_token()

Get the actual token string (used to communicate with payment processors).

		$token = WC_Payment_Tokens::get( 49 );
echo $token->get_token();

	

set_token( $token )

Set the token string.

		// $api_token comes from an API request to a payment processor.
$token = WC_Payment_Tokens::get( 42 );
$token->set_token( $api_token );
echo $token->get_token(); // returns our token

	

get_type()

Get the type of token. CC or eCheck. This will also return any new types introduced.

		$token = WC_Payment_Tokens::get( 49 );
echo $token->get_type();

	

get_user_id()

Get the user ID associated with the token.

		$token = WC_Payment_Tokens::get( 49 );
if ( $token->get_user_id() === get_current_user_id() ) {
    // This token belongs to the current user.
}

	

set_user_id( $user_id )

Associate a token with a user.

		$token = WC_Payment_Tokens::get( 42 );
$token->set_user_id( '21' ); // This token now belongs to user 21.
echo $token->get_last4(); // returns 2929

	

get_gateway_id

Get the gateway associated with the token.

		$token = WC_Payment_Tokens::get( 49 );
$token->get_gateway_id();

	

set_gateway_id( $gateway_id )

Set the gateway associated with the token. This should match the “ID” defined in your gateway. For example, ‘simplify_commerce’ is the ID for core’s implementation of Simplify.

		$token->set_gateway_id( 'simplify_commerce' );
echo $token->get_gateway_id();

	

is_default()

Returns true if the token is marked as a user’s default. Default tokens are auto-selected on checkout.

		$token = WC_Payment_Tokens::get( 42 ); // Token 42 is a default token for user 3
var_dump( $token->is_default() ); // returns true
$token = WC_Payment_Tokens::get( 43 ); // Token 43 is user 3's token, but not default
var_dump( $token->is_default() ); // returns false

	

set_default( $is_default )

Toggle a tokens ‘default’ flag. Pass true to set it as default, false if its just another token. This does not unset any other tokens that may be set as default. You can use WC_Payment_Tokens::set_users_default() to handle that instead.

		$token = WC_Payment_Tokens::get( 42 ); // Token 42 is a default token for user 3
var_dump( $token->is_default() ); // returns true
$token->set_default( false );
var_dump( $token->is_default() ); // returns false

	

validate()

Does a check to make sure both the token and token type (CC, eCheck, …) are present. See WC_Payment_Token_CC::validate() or WC_Payment_Token_eCheck::validate() for usage.

read( $token_id )

Load an existing token object from the database. See WC_Payment_Tokens::get() which is an alias of this function.

		// Load a credit card toke, ID 55, user ID 5
$token = WC_Payment_Token_CC();
$token->read( 55 );
echo $token->get_id(); // returns 55
echo $token->get_user_id(); // returns 5

	

update()

Update an existing token. This will take any changed fields (set_ functions) and actually save them to the database. Returns true or false depending on success.

		$token = WC_Payment_Tokens::get( 42 ); // credit card token
$token->set_expiry_year( '2020' );
$token->set_expiry_month( '06 ');
$token->update();

	

create()

This will create a new token in the database. So once you build it, create() will create a new token in the database with the details. Returns true or false depending on success.

		$token = new WC_Payment_Token_CC();
// set last4, expiry year, month, and card type
$token->create(); // save to database

	

save()

save() can be used in place of update() and create(). If you are working with an existing token, save() will call update(). A new token will call create(). Returns true or false depending on success.

		// calls update
$token = WC_Payment_Tokens::get( 42 ); // credit card token
$token->set_expiry_year( '2020' );
$token->set_expiry_month( '06 ');
$token->save();
// calls create
$token = new WC_Payment_Token_CC();
// set last4, expiry year, month, and card type
$token->save();

	

delete()

Deletes a token from the database.

		$token = WC_Payment_Tokens::get( 42 );
$token->delete();